Shop Pay
HOW SHOP PAY WORKS: PAY IN 4 INSTALLMENTS
Get it now. Pay Later.
For orders over $50.00, select installments at checkout to split your purchase into 4 interest-free payments.
FREQUENTLY ASKED QUESTIONS
What is Shop Pay?
Shop Pay offers you the option to pay in full at checkout, or to split your purchase into 4 equal installment payments.
You cannot adjust the number of installment payments or the price range available for Shop Pay Installments.
You have the option to pay for orders between $50 and $1,000 USD, including discounts, shipping and taxes, in 4 installments.
To use Shop Pay Installments, your shipping address needs to be in the United States.
Are there any fees or penalties?
There are no additional charges, interest rates, or late fees. You can pay your balance off early without penalty.
However, if you make a partial payment or late payment, then future applications to use Shop Pay Installments might be affected.
does this effect my credit score?
Your credit scores aren't affected if you use Shop Pay Installments.
However, if you don’t pay an installment, or you make a late payment, then your eligibility for making purchases using Shop Pay Installments in the future might be affected.
More Information
Payment options are offered by Affirm and are subject to an eligibility check and might not be available in all states.
CA Residents
Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.
Where can I find more information about terms and payments?
Find additional information at Shop Pay Help Center.
Can't find what you're looking for?
Send us an email to tell us what's up and someone from our Customer Service team will get back to you as soon as possible. Be sure to include your order number (if you have one).
Please email us at support@cottonpluscream.com
Other inquiries? Let's chat.
Please email us at hello@cottonpluscream.com